{"id":49005,"date":"2012-02-25T18:34:50","date_gmt":"2012-02-25T16:34:50","guid":{"rendered":"http:\/\/www.korhanyilmaz.com\/?p=49005"},"modified":"2012-02-25T21:01:38","modified_gmt":"2012-02-25T19:01:38","slug":"kredi-karti-sahiplerine-mujde","status":"publish","type":"post","link":"http:\/\/www.korhanyilmaz.com\/?p=49005","title":{"rendered":"Kredi kart\u0131 sahiplerine m\u00fcjde"},"content":{"rendered":"

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Kredi kart\u0131 aidatlar\u0131n\u0131n 10 y\u0131l geriye d\u00f6n\u00fck olarak al\u0131nabilece\u011fini a\u00e7\u0131klayan T\u00fcketici Haklar\u0131 Derne\u011fi, \u201cEskiden geriye d\u00f6n\u00fck 2 y\u0131l olan s\u00fcre 10 y\u0131la \u00e7\u0131kt\u0131. Derne\u011fimiz, haklar\u0131n\u0131 aramak isteyen vatanda\u015flara yard\u0131mc\u0131 olacak\u201d dedi.<\/p>\n

<\/p>\n

Yarg\u0131tay\u2019\u0131n kredi kartlar\u0131 aidatlar\u0131 konusunda t\u00fcketicileri sevindirin bir karara imza att\u0131\u011f\u0131n\u0131 belirten T\u00fcketici Haklar\u0131 Derne\u011fi, yapt\u0131\u011f\u0131 yaz\u0131l\u0131 a\u00e7\u0131klamada, haklar\u0131n\u0131 aramak isteyen t\u00fcm vatanda\u015flara yard\u0131mc\u0131 olma s\u00f6z\u00fc verdi.<\/p>\n

A\u00e7\u0131klamada, bug\u00fcne kadarki uygulamalarda, bankalar taraf\u0131ndan y\u0131ll\u0131k \u00fcyelik aidat\u0131 ad\u0131 alt\u0131nda kart sahiplerinden talep edilen t\u00fcm aidatlar\u0131n hakem heyetleri ve mahkemeler taraf\u0131ndan sebepsiz zenginle\u015fme h\u00fck\u00fcmlerine g\u00f6re de\u011ferlendirilerek, 2 y\u0131ll\u0131k zaman a\u015f\u0131m\u0131na tabi tutuldu\u011fu an\u0131msat\u0131ld\u0131.<\/p>\n

Aidatlar\u0131n 10 y\u0131ll\u0131k zaman a\u015f\u0131m\u0131na tabi olmas\u0131 gerekti\u011finin alt\u0131 \u00e7izilen a\u00e7\u0131klamada, \u201cYarg\u0131tay, bu konuda \u00e7ok \u00f6nemli yeni ilke karar\u0131 verdi. Buna g\u00f6re, t\u00fcketiciler taraf\u0131ndan aidatlar 10 y\u0131l geriye d\u00f6n\u00fck olarak talep edilebilecek.<\/p>\n

Yarg\u0131tay 13. Hukuk Dairesi\u2019nin bir uyu\u015fmazl\u0131kla ilgili verdi\u011fi kanun yarar\u0131na bozma karar\u0131 uyar\u0131nca \u2018kendi kartlar\u0131ndan y\u0131ll\u0131k \u00fcyelik aidat\u0131 tahsil edilmesinin haks\u0131z \u015fart niteli\u011finde oldu\u011fu ve geriye d\u00f6n\u00fck olarak 10 y\u0131l boyunca talep edilebilece\u011fi\u2019 sabit oldu\u201d denildi.<\/p>\n

\u201cHAKLARINI ARAMAK \u0130STEYENLERE YARDIMCI OLACA\u011eIZ\u201d\u00a0<\/strong><\/p>\n

T\u00fcketici Haklar\u0131 Derne\u011fi Genel Ba\u015fkan\u0131 Turhan \u00c7akar, Yarg\u0131tay\u2019\u0131n karar\u0131n\u0131n emsal niteli\u011finde oldu\u011funu belirterek, t\u00fcketicilerin bankalar\u0131n ald\u0131\u011f\u0131 y\u0131ll\u0131k kredi kart\u0131 kullan\u0131m \u00fccretinin 10 y\u0131l geriye d\u00f6n\u00fck olarak talep edebileceklerini kaydetti.<\/p>\n

Haklar\u0131n\u0131 aramak isteyen t\u00fcm vatanda\u015flara yard\u0131mc\u0131 olunaca\u011f\u0131n\u0131n ifade edildi\u011fi a\u00e7\u0131klamada, \u201cT\u00fcketiciler ge\u00e7mi\u015fte bankalara \u00f6demi\u015f olduklar\u0131 geriye d\u00f6n\u00fck 10 y\u0131ll\u0131k \u00fcyelik aidatlar\u0131n\u0131n defaten kendilerine iade edilmesini istemeli. \u00d6denmeyen bedellerin, faizi ile tahsili i\u00e7in yasal yollar t\u00fcketicilere a\u00e7\u0131k\u201d denildi.<\/p>\n

O PARASINI ALDI B\u0130LE\u00a0<\/strong><\/p>\n

Yarg\u0131tay\u2019dan \u00e7\u0131kan son karar\u0131n yan\u0131 s\u0131ra hafta i\u00e7inde benzer bir haber daha haber merkezlerine ula\u015ft\u0131. T\u00fcketiciler Birli\u011fi Onur Kurulu Ba\u015fkan\u0131 Ayd\u0131n A\u011fao\u011flu, hukuk m\u00fccadelesiyle, yarg\u0131n\u0131n, kredi kart\u0131 aidat\u0131 konusunda emsal te\u015fkil edebilecek bir karar almas\u0131na zemin haz\u0131rlad\u0131.<\/p>\n

A\u011fao\u011flu, 2009\u2019da, kredi kart\u0131mda 55 lira kart aidat\u0131 bulundu\u011funu fark edince, bankaya itiraz etti. Banka, olumsuz cevap verdi. A\u011fao\u011flu, T\u00fcketici Sorunlar\u0131 Hakem Heyeti\u2019ne ba\u015fvurdu. Heyet bu paran\u0131n iadesine karar verdi. Banka 55 liral\u0131k \u00fccreti iade etti ama kart\u0131 kullan\u0131ma kapatt\u0131.<\/p>\n

A\u011fao\u011flu\u2019nun m\u00fccadelesi ise bundan sonra ba\u015flad\u0131. T\u00fcketici Hakem Heyeti, tekrar, ba\u015fvuru \u00fczerine kart\u0131n kullan\u0131ma a\u00e7\u0131lmas\u0131 karar\u0131n\u0131 verdi. Ancak banka, bu karara kar\u015f\u0131 \u0130stanbul 2. T\u00fcketici Mahkemesi nezdinde itirazda bulunarak, kart aidat\u0131n\u0131 \u00f6demedi\u011fim i\u00e7in kart\u0131 kullan\u0131ma kapatmaya hakk\u0131 oldu\u011funu iddia etti.<\/p>\n

Mahkeme, aidat iptalinin hukuka uygun oldu\u011funu, kart\u0131n kullan\u0131ma a\u00e7\u0131lmas\u0131n\u0131 kesin olarak kararla\u015ft\u0131rd\u0131. Bu dava 2010\u2019da sonu\u00e7land\u0131\u011f\u0131 ve mahkemenin h\u00fckmetmesine ra\u011fmen bankan\u0131n kredi kart\u0131n\u0131 kullan\u0131ma a\u00e7mad\u0131.<\/p>\n

A\u011fao\u011flu, yarg\u0131 karar\u0131na ra\u011fmen kart\u0131n kullan\u0131ma a\u00e7\u0131lmamas\u0131 nedeniyle 20 bin lira manevi tazminat talebiyle dava a\u00e7t\u0131. 2011\u2019in ba\u015f\u0131nda \u0130stanbul 2. T\u00fcketici Mahkemesi, bankay\u0131, yarg\u0131 karan\u0131na uyulmamas\u0131 ve kredi kart\u0131n\u0131n kullan\u0131ma a\u00e7\u0131lmamas\u0131 nedeniyle t\u00fcketicinin ma\u011fdur oldu\u011funu belirterek, bin lira manevi tazminat \u00f6demeye mahkum etti.<\/p>\n

Her iki taraf da karar\u0131 temyiz etti. Yarg\u0131tay 17 Ocak 2012 tarihli karar\u0131nda verilen tazminat karar\u0131n\u0131 onad\u0131. Buna ra\u011fmen banka tazminat\u0131 \u00f6demeyince A\u011fao\u011flu icra yoluna ba\u015fvurdu. Sonunda banka, ana para ile faiz, avukat ve icra masraflar\u0131yla birlikte toplam 2 bin 41 liray\u0131 ilgili icra m\u00fcd\u00fcrl\u00fc\u011f\u00fcne yat\u0131rd\u0131.<\/p>\n

Kaynak : thelira.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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Kredi kart\u0131 aidatlar\u0131n\u0131n 10 y\u0131l geriye d\u00f6n\u00fck olarak al\u0131nabilece\u011fini a\u00e7\u0131klayan T\u00fcketici Haklar\u0131 Derne\u011fi, \u201cEskiden geriye d\u00f6n\u00fck 2 y\u0131l olan s\u00fcre 10 y\u0131la \u00e7\u0131kt\u0131. Derne\u011fimiz, haklar\u0131n\u0131 aramak isteyen vatanda\u015flara yard\u0131mc\u0131 olacak\u201d dedi.<\/p>\n

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