{"id":39892,"date":"2011-09-17T17:48:42","date_gmt":"2011-09-17T14:48:42","guid":{"rendered":"http:\/\/www.korhanyilmaz.com\/?p=39892"},"modified":"2011-09-18T04:12:06","modified_gmt":"2011-09-18T01:12:06","slug":"kredi-kartinda-yeni-donem-basladi","status":"publish","type":"post","link":"http:\/\/www.korhanyilmaz.com\/?p=39892","title":{"rendered":"Kredi kart\u0131nda yeni d\u00f6nem ba\u015flad\u0131"},"content":{"rendered":"

\"\"<\/a><\/p>\n

Kredi kart\u0131 kullan\u0131c\u0131lar\u0131n\u0131n kabusu olan g\u00fcn geldi \u00e7att\u0131. Kredi kart\u0131nda asgari \u00f6deme tutar\u0131 oranlar\u0131 art\u0131r\u0131ld\u0131.<\/p>\n

Kredi kart\u0131nda asgari \u00f6deme tutar\u0131 oranlar\u0131 bug\u00fcnden itibaren art\u0131r\u0131l\u0131yor.<\/p>\n

17 Temmuz\u2019dan itibaren 3 ayd\u0131r kart borcunu yar\u0131s\u0131na kadar \u00f6demeyenler i\u00e7in de nakit \u00e7ekim yasa\u011f\u0131 ba\u015fl\u0131yor. B\u00f6ylece kredi kart\u0131nda yeni bir d\u00f6nem ba\u015flam\u0131\u015f oluyor.\u00a0<\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nun (BDDK), 17 Aral\u0131k 2010 tarihinde Resmi Gazete\u2019de yay\u0131mlanan \u2019\u2019Banka Kartlar\u0131 ve Kredi Kartlar\u0131 Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na \u0130li\u015fkin Y\u00f6netmelik\u2019\u2019i kredi kart\u0131 kullan\u0131c\u0131s\u0131n\u0131 yak\u0131ndan ilgilendiren baz\u0131 uygulamalar getiriyor.<\/p>\n

Y\u00f6netmeli\u011fe g\u00f6re kredi kart\u0131 d\u00f6nem borcunun asgari \u00f6deme tutar\u0131 oran\u0131 bug\u00fcnden itibaren art\u0131r\u0131lacak. Kredi kart\u0131 limiti 5 bin liran\u0131n \u00fczerinde olanlar\u0131n asgari \u00f6demeleri her 6 ayda bir y\u00fczde 2 artarak y\u00fczde 40\u2019a e\u015fitlenecek. Yeni kredi kart\u0131 alanlar\u0131n da asgari \u00f6demeleri y\u00fczde 40\u2019tan ba\u015flayacak.<\/p>\n

Temmuz, A\u011fustos ve Eyl\u00fcl aylar\u0131nda kredi kart\u0131 borcunun y\u00fczde 50\u2019sini \u00f6demeyenler, nakit \u00e7ekemeyecek ve limitlerini artt\u0131ramayacak.<\/p>\n

BDDK\u2019n\u0131n 17 Aral\u0131k 2010\u2019daki de\u011fi\u015fikli\u011fi, 17 Haziran 2011 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe girdi\u011fi i\u00e7in kredi kart\u0131 sahiplerinin 17 Temmuz, 17 A\u011fustos ve 17 Eyl\u00fcl\u2019deki \u00f6demelerinde y\u00fczde 50\u2019sini \u00f6demesi gerekiyor.<\/p>\n

E\u011fer kredi kart\u0131 sahibi borcunun y\u00fczde 50\u2019sini \u00f6dememi\u015fse, kredi kart\u0131 nakit \u00e7ekime kapat\u0131lacak ve limitler art\u0131r\u0131lmayacak.<\/p>\n

10 milyon ki\u015fi \u2019asgari\u2019 \u00f6d\u00fcyor\u00a0<\/strong><\/p>\n

T\u00fcketici Haklar\u0131 Derne\u011fi (THD) Genel Ba\u015fkan\u0131 Turhan \u00c7akar, 10 milyon dolay\u0131nda kart sahibinin borcunun asgarisini \u00f6dedi\u011fini s\u00f6yledi.<\/p>\n

Asgari tutar ne olacak?<\/strong><\/p>\n

Y\u00f6netmeli\u011fe g\u00f6re, kredi kart\u0131 d\u00f6nem borcunun \u00f6denmesi gereken asgari tutarlar\u0131 \u015f\u00f6yle olacak:<\/p>\n

Limiti 5 bin liraya kadar olan kredi kart\u0131nda, ilk y\u0131lda y\u00fczde 20, ikinci y\u0131lda y\u00fczde 22 Limiti 5-15 bin lira aras\u0131nda olan kredi kart\u0131nda, ilk 6 ayda y\u00fczde 20, ikinci 6 ayda y\u00fczde 22 Limiti 15 bin liraya kadar olan kredi kart\u0131nda y\u00fczde 25 Limiti 15-20 bin lira aras\u0131nda olan kredi kart\u0131nda y\u00fczde 30 Limiti 20 bin lira ve \u00fczerinde olan kredi kart\u0131nda y\u00fczde 40 Yeni kredi kartlar\u0131nda da kullan\u0131m ba\u015flang\u0131c\u0131 tarihinden itibaren bir y\u0131ll\u0131k s\u00fcrenin dolmas\u0131na kadar d\u00f6nem borcunun y\u00fczde 40\u2019tan a\u015fa\u011f\u0131 olmayacak.<\/p>\n

Nakit \u00e7ekimi neye ba\u011fl\u0131?\u00a0<\/strong><\/p>\n

Bir takvim y\u0131l\u0131 i\u00e7erisinde en fazla \u00fc\u00e7 defa, d\u00f6nem borcunun y\u00fczde 50\u2019sine kadar \u00f6deme yap\u0131lan kredi kartlar\u0131n\u0131n limitleri, d\u00f6nem borcunun tamam\u0131n\u0131n \u00f6denmesine kadar art\u0131r\u0131lamayacak ve bu t\u00fcr kartlar nakit kullan\u0131m\u0131na kapat\u0131lacak.<\/p>\n

Kaynak : CNN T\u00dcRK<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\n

Kredi kart\u0131 kullan\u0131c\u0131lar\u0131n\u0131n kabusu olan g\u00fcn geldi \u00e7att\u0131. Kredi kart\u0131nda asgari \u00f6deme tutar\u0131 oranlar\u0131 art\u0131r\u0131ld\u0131.<\/p>\n

Kredi kart\u0131nda asgari \u00f6deme tutar\u0131 oranlar\u0131 bug\u00fcnden itibaren art\u0131r\u0131l\u0131yor.<\/p>\n

17 Temmuz\u2019dan itibaren 3 ayd\u0131r kart borcunu yar\u0131s\u0131na kadar \u00f6demeyenler i\u00e7in de nakit \u00e7ekim yasa\u011f\u0131 ba\u015fl\u0131yor. B\u00f6ylece kredi kart\u0131nda yeni bir d\u00f6nem <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-39892","post","type-post","status-publish","format-standard","hentry","category-ekonomi","odd"],"_links":{"self":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts\/39892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39892"}],"version-history":[{"count":0,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts\/39892\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39892"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}