{"id":35578,"date":"2011-07-07T12:32:42","date_gmt":"2011-07-07T09:32:42","guid":{"rendered":"http:\/\/www.korhanyilmaz.com\/?p=35578"},"modified":"2011-07-10T23:11:58","modified_gmt":"2011-07-10T20:11:58","slug":"kredi-kullananlara-onemli-uyari","status":"publish","type":"post","link":"http:\/\/www.korhanyilmaz.com\/?p=35578","title":{"rendered":"Kredi kullananlara \u00f6nemli uyar\u0131"},"content":{"rendered":"

\"\"<\/a><\/p>\n

T\u00fcketici Haklar\u0131 Derne\u011fi Ba\u015fkan\u0131 Turhan \u00c7akar, Dan\u0131\u015ftay’\u0131n y\u00fcr\u00fctmeyi durdurma karar\u0131na ra\u011fmen, bankalarca kredilerden fazladan y\u00fczde 5 Kaynak Kullan\u0131m\u0131 Destekleme Fonu (KKDF) tahsilat\u0131n\u0131n devam etti\u011fini belirterek, h\u00fck\u00fcmeti bu konuda g\u00f6reve \u00e7a\u011f\u0131rd\u0131. <\/p>\n

\u00c7akar, yapt\u0131\u011f\u0131 yaz\u0131l\u0131 a\u00e7\u0131klamada, T\u00fcketici Haklar\u0131 Derne\u011fi’nin ba\u015fvurusuyla Dan\u0131\u015ftay’\u0131n KKDF’yi y\u00fczde 10’dan y\u00fczde 15’e \u00e7\u0131karan Bakanlar Kurulu Karar\u0131’n\u0131n geriye d\u00f6n\u00fck olarak uygulanmas\u0131n\u0131n y\u00fcr\u00fctmesini durdurdu\u011funu hat\u0131rlatt\u0131.<\/p>\n

Bu karara hemen hemen hi\u00e7 bir banka ve finans kurumunun uymad\u0131\u011f\u0131n\u0131 belirten \u00c7akar, Bakanlar Kurulu Karar\u0131’n\u0131n al\u0131nd\u0131\u011f\u0131 28 Ekim 2010 tarihinden \u00f6nce al\u0131nm\u0131\u015f ve devam eden t\u00fcketici kredilerinden fazladan haks\u0131z yere al\u0131nan y\u00fczde 5 KKDF tahsilat\u0131n\u0131n s\u00fcrd\u00fcr\u00fcld\u00fc\u011f\u00fcn\u00fc ve bankalar\u0131n bug\u00fcne kadar olan fazla tahsilat\u0131 t\u00fcketicilere iade etmedi\u011fini vurgulad\u0131.<\/p>\n

Bankalarca kredilerde en k\u00fc\u00e7\u00fck bir gecikmede alacaklar\u0131n ola\u011fan\u00fcst\u00fc faizlerle tahsil edildi\u011fini, hatta insanlar\u0131n evlerine haciz g\u00f6nderildi\u011fini ifade eden \u00c7akar, \u015funlar\u0131 kaydetti:<\/p>\n

“\u015eimdi bu bankalar\u0131, T\u00fcrk milleti ad\u0131na verilen mahkeme kararlar\u0131na sayg\u0131 g\u00f6stermeye ve uymaya \u00e7a\u011f\u0131r\u0131yoruz. Dan\u0131\u015ftay’\u0131n karar\u0131na g\u00f6re, art\u0131k 28 Ekim 2010 tarihinden \u00f6nce al\u0131nm\u0131\u015f ve o tarihte devam eden TL esasl\u0131 sabit \u00f6demeli t\u00fcketici kredilerinden fazladan yap\u0131lan y\u00fczde 5 kesintileri vatanda\u015f\u0131m\u0131za iade etmeye ve bu kredilerden devam edenlerinin KKDF oranlar\u0131n\u0131n \u00f6nceki oran olany\u00fczde 10’a indirmeye \u00e7a\u011f\u0131r\u0131yoruz.”<\/p>\n

H\u00fck\u00fcmeti de gere\u011fini yapmaya davet eden \u00c7akar, t\u00fcketicilere bu konuda yard\u0131mc\u0131 olacaklar\u0131n\u0131 bildirdi.<\/p>\n

\u00c7akar, yap\u0131lmas\u0131 gerekenleri \u015f\u00f6yle s\u0131ralad\u0131:<\/p>\n

** 28 Ekim 2010 tarihinden \u00f6nce t\u00fcketici kredisi alm\u0131\u015f t\u00fcketiciler, \u00f6demeleri s\u00fcren kredilerin \u00f6demelinin bir dilek\u00e7e vererek “itirazi kay\u0131t” yapmal\u0131,<\/p>\n

** T\u00fcketiciler, bankalardan Dan\u0131\u015ftay’\u0131n y\u00fcr\u00fctmeyi durdurma karar\u0131n\u0131 ve Sanayi ve Ticaret Bakanl\u0131\u011f\u0131’n\u0131n genelgesini hat\u0131rlatarak KKDF tutar\u0131n\u0131n iadesini istemeli,<\/p>\n

** T\u00fcketiciler dilek\u00e7elerinde bundan sonra kesilecek tutar\u0131n da eski tutar olan y\u00fczde 10’a \u00e7ekilmesini istemeli ve yeni \u00f6deme plan\u0131n\u0131n verilmesini bildirmeli,<\/p>\n

** Bu \u015fekilde kredilerde taksitleri otomatik olarak kesilen t\u00fcketiciler dilek\u00e7elerini taahh\u00fctl\u00fc olarak kredi kulland\u0131klar\u0131 banka \u015fubesine g\u00f6ndermeli,<\/p>\n

** Bu konuda ma\u011fdur olanlar il\u00e7e kaymakaml\u0131klar\u0131ndaki T\u00fcketici Sorunlar\u0131 Hakem Heyetleri’ne ba\u015fvurmal\u0131.<\/p>\n

Kaynak : CNN T\u00dcRK<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\n

T\u00fcketici Haklar\u0131 Derne\u011fi Ba\u015fkan\u0131 Turhan \u00c7akar, Dan\u0131\u015ftay’\u0131n y\u00fcr\u00fctmeyi durdurma karar\u0131na ra\u011fmen, bankalarca kredilerden fazladan y\u00fczde 5 Kaynak Kullan\u0131m\u0131 Destekleme Fonu (KKDF) tahsilat\u0131n\u0131n devam etti\u011fini belirterek, h\u00fck\u00fcmeti bu konuda g\u00f6reve \u00e7a\u011f\u0131rd\u0131. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-35578","post","type-post","status-publish","format-standard","hentry","category-ekonomi","odd"],"_links":{"self":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts\/35578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35578"}],"version-history":[{"count":0,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts\/35578\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35578"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}