{"id":19296,"date":"2010-02-15T14:14:39","date_gmt":"2010-02-15T12:14:39","guid":{"rendered":"http:\/\/www.korhanyilmaz.com\/?p=19296"},"modified":"2010-02-15T14:14:39","modified_gmt":"2010-02-15T12:14:39","slug":"kredi-karti-bedeli-odemeyin","status":"publish","type":"post","link":"http:\/\/www.korhanyilmaz.com\/?p=19296","title":{"rendered":"Kredi kart\u0131 bedeli \u00f6demeyin"},"content":{"rendered":"

\"\"<\/a><\/p>\n

BDDK Ba\u015fkan\u0131 Bilgin, kredi kart\u0131 kullan\u0131c\u0131lar\u0131 ile bankalar aras\u0131nda zaman zaman daval\u0131k olan kredi kart\u0131 kullan\u0131m bedelleri ile ilgili ne yap\u0131lmas\u0131 gerekti\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) Ba\u015fkan\u0131 Tevfik Bilgin, Ankara’da, d\u00fczenledi\u011fi \u201cT\u00fcrk bankac\u0131l\u0131k sistemi 2009 y\u0131l sonu genel de\u011ferlendirmesi\u201d konulu toplant\u0131da tart\u0131\u015fma konusu olan kredi kart\u0131 kullan\u0131m bedelleri hakk\u0131nda m\u00fc\u015fterilerin ne yapmas\u0131 gerekti\u011fini a\u00e7\u0131klad\u0131. <\/p>\n

BDDK Ba\u015fkan\u0131 Bilgin, kredi kart\u0131 kullan\u0131c\u0131lar\u0131 ile bankalar aras\u0131nda zaman zaman daval\u0131k olan kredi kart\u0131 kullan\u0131m bedelleri ile ilgili ne yap\u0131lmas\u0131 gerekti\u011fini a\u00e7\u0131klad\u0131. Bilgin, yeni kart almak isteyen vatanda\u015flara sundu\u011fu \u00f6nerisinde, kredi kart\u0131 s\u00f6zle\u015fmesini doldurup imzalarken s\u00f6zle\u015fmenin \u00fczerine “kredi kart\u0131 kullan\u0131m bedeli \u00f6demeyece\u011fim” \u015feklinde not d\u00fc\u015fmelerini istedi. Bu not d\u00fc\u015f\u00fcld\u00fckten sonra e\u011fer banka kredi kart\u0131 vermeyi kabul ederse hi\u00e7 bir kredi kart\u0131 bedeli \u00f6denemeyece\u011fini s\u00f6yledi.<\/p>\n

\u201cBANKACILIK S\u0130STEM\u0130N\u0130N AKT\u0130F B\u00dcY\u00dcKL\u00dc\u011e\u00dc 834 M\u0130LYAR TL OLDU\u201d<\/strong><\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) Ba\u015fkan\u0131 Tevfik Bilgin, bankac\u0131l\u0131k sisteminin y\u0131l sonu kar\u0131n\u0131n 20 milyar 75 milyon lira oldu\u011funu bildirerek, \u201c20 milyar liray\u0131 ge\u00e7ece\u011fi \u015feklindeki tahminimiz tutmu\u015ftur\u201d dedi.<\/p>\n

BDDK Ba\u015fkan\u0131 Tevfik Bilgin, d\u00fczenledi\u011fi bas\u0131n toplant\u0131s\u0131nda, 31 Aral\u0131k 2009 tarihi itibariyle bankac\u0131l\u0131k sisteminin aktif b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn 834 milyar lira oldu\u011funu belirtti. Bilgin, bankalar\u0131n bir y\u0131ll\u0131k d\u00f6nemde aktiflerini y\u00fczde 14 oran\u0131nda art\u0131rd\u0131\u011f\u0131n\u0131 kaydetti.<\/p>\n

Kredilerdeki art\u0131\u015f oran\u0131n\u0131n y\u00fczde 6,9 oldu\u011funu ifade eden Bilgin, kredilerin toplam tutar\u0131n\u0131n da y\u0131l sonunda 393 milyar lira d\u00fczeyinde ger\u00e7ekle\u015fti\u011fini s\u00f6yledi.<\/p>\n

Bilgin, takipteki alacaklar\u0131n da bu d\u00f6nemde y\u00fczde 55,5 oran\u0131nda artt\u0131\u011f\u0131n\u0131 ve br\u00fct olarak 14 milyardan, 22 milyar liraya geldi\u011fini kaydetti.<\/p>\n

EN BEL\u0130RG\u0130N G\u00d6STERGE KARLILIK <\/strong><\/p>\n

2009 y\u0131l\u0131n\u0131n en belirgin g\u00f6stergesinin karl\u0131l\u0131k oldu\u011funa i\u015faret eden Bilgin, \u201cY\u0131l sonu kar\u0131m\u0131z 20 milyar 75 milyon lirad\u0131r. Tahminimiz 20 milyar liray\u0131 ge\u00e7ece\u011fi \u015feklindeydi. Tahminiz tutmu\u015ftur\u201d dedi.<\/p>\n

Bilgin, 2009 y\u0131l\u0131nda bankalar\u0131n mevduatla ve \u00f6z kaynakla harmanlad\u0131klar\u0131 kaynaklar\u0131n\u0131, pasif yap\u0131s\u0131n\u0131 aktifte a\u011f\u0131rl\u0131kl\u0131 olarak menkul de\u011ferler c\u00fczdan\u0131nda kulland\u0131\u011f\u0131n\u0131 ve kalan bir miktar fonu da kredilere aktard\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Menkul de\u011ferler c\u00fczdan\u0131n\u0131n bir y\u0131ll\u0131k d\u00f6nemde y\u00fczde 35,5 oran\u0131nda artt\u0131\u011f\u0131n\u0131 bildiren Bilgin, menkul de\u011ferlerden kast\u0131n Hazine bonosu ve devlet tahvili oldu\u011funu kaydetti.<\/p>\n

BDDK Ba\u015fkan\u0131 Bilgin, bankac\u0131l\u0131\u011f\u0131n aktif kalemlerine bak\u0131ld\u0131\u011f\u0131nda, menkul k\u0131ymetlerin 2008 y\u0131l\u0131n\u0131n eyl\u00fcl ay\u0131nda aktifte minimum d\u00fczeye indi\u011fini ve y\u00fczde 26,5 oldu\u011funu, bu d\u00f6nemden sonra menkul k\u0131ymetlerin aktifteki a\u011f\u0131rl\u0131\u011f\u0131 artt\u0131\u011f\u0131n\u0131 ve y\u00fczde 31,5 d\u00fczeyine geldi\u011fini s\u00f6yledi.<\/p>\n

Kredilerin aktifteki oran\u0131n\u0131n ise y\u00fczde 47,1 oldu\u011funu belirten Bilgin, kriz d\u00f6neminde yani ge\u00e7ti\u011fimiz 1,5 senede kredilerin alan\u0131nda bir miktar azalmayla y\u00fczde 53\u2019lerden y\u00fczde 47\u2019lere gerileme ya\u015fand\u0131\u011f\u0131n\u0131, menkul k\u0131ymetlerde de y\u00fczde 26\u2019lardan y\u00fczde 32\u2019lere bir art\u0131\u015f\u0131n s\u00f6z konusu oldu\u011funu kaydetti.<\/p>\n

Bilgin, \u201cBankalar\u0131m\u0131z\u0131n likit kalma ve en az riskli enstr\u00fcmanlarla \u00e7al\u0131\u015fma tercihi, bu trendde etkili rol oynad\u0131\u201d dedi.<\/p>\n

Kaynak : Haber1.com<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\n

BDDK Ba\u015fkan\u0131 Bilgin, kredi kart\u0131 kullan\u0131c\u0131lar\u0131 ile bankalar aras\u0131nda zaman zaman daval\u0131k olan kredi kart\u0131 kullan\u0131m bedelleri ile ilgili ne yap\u0131lmas\u0131 gerekti\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) Ba\u015fkan\u0131 Tevfik Bilgin, Ankara’da, d\u00fczenledi\u011fi \u201cT\u00fcrk bankac\u0131l\u0131k sistemi 2009 y\u0131l sonu genel de\u011ferlendirmesi\u201d konulu toplant\u0131da tart\u0131\u015fma konusu olan kredi <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-19296","post","type-post","status-publish","format-standard","hentry","category-ekonomi","odd"],"_links":{"self":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts\/19296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19296"}],"version-history":[{"count":0,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=\/wp\/v2\/posts\/19296\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19296"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.korhanyilmaz.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}